AM ESOL Online 1-17-24 Agenda -Journal Writing -What is a Bank? (repeat) -Banking - Listening in English (continued) =========================== Class Introduction Readers: Stephane Vian Vilma Satyendra =========================== Journal Writing - Introduction Reader: Ana 1. What is today’s date? 2. Where do you do your banking? Vocabulary bank /s banked banking - verb and noun credit union /s check-cashing store /s check (English) cheque (otherlanguages) Review date punctuation and sample sentences. --------------------------- Journal Writing 5 minutes --------------------------- Share our Writing (Individual responses, wheel of names) Ana 1. Today's date is Wednesday, January 17, 2024. repeat punctuation: comma period / full stop pointa dot per i od pehr ih ohd 2. We bank at XYZ Bank and XYZ Bank We have our account bank at account We bank at XYZ bank. We have our accounts at XYZ and abc banks. same/same We bank at XYZ Bank and XYZ Bank. -------------------------- Ama 1 or 2 Sentences 2. I save my money at bank My bank name is ABC Branch Forest Street in Worcester. I don't have a credit union, just banking. Credit Unions - What is a bank? video banks credit unions check-cashing stores I save my money at bank. I save my money 'in' a bank. I save my money 'at' ABC bank. My bank name is ABC My bank's name is ABC. My son's name is Luis. The name of my bank is ABC. The name of my son is Luis. Branch Forest Street in Worcester. I do my banking 'at' the ABC branch 'on' Forest Street 'in' Worcester. 'at' - a specific location 'on' - not specific location - on a street 'in' - a town or city I don't have a credit union, just banking. Good. I do have a credit union, with banking. -------------------------- Credit Union - you are member not just a customer -easy to get a loan -easy to exchange money ================== BREAK 10:00 - 10:20 =================== Vian ------------------------ Stephane 2. Read the question. I do my banking at XYZ Bank in Worcester. banking noun 'at' a bank/place 'in' a city -------------------------- Eliana 2. My bank is in Worcester in XYZ Bank. Be verb is Sometimes we withdraw the deposit check. First.... the question "Where do you do your banking" asks "at what bank" or "what type of place do you have bank accounts".... 'not' where - like a city or street. I do my banking 'at' XYZ Bank (in Worcester). Where do you do your shopping? I do my shopping 'at' Big Y Market Basket Market 32 Aldi's Stop & Shop Sometimes we withdraw the money from a deposited check. Sometimes we withdraw money from our account. We have a savings account. Our checks are deposited into the account. Sometimes we withdraw some money from the account. -------------------------- Satyendra 1. Today's date is January, 17, 2024. Today's date is January 17, 2024. Today's date is Wednesday, January 17, 2024. repeat 2. I do my banking at XYZ bank in Shrewsbury. My bank is in Shrewsbury. repeat Shrews bu ry Shruuuuuwz buh reee at - a specific place in - a city next one We are banking at the XYZ branch in Shrewsbury. Good. I do not have credit union. I do not have 'a' credit union. more I only use credit card in a store. I only use 'a' credit card in a store. ---------------------------- Vilma 1. Today's date is Wednesday, January 17, 2024 2024. period 2. My bank is in Northbridge My money is in XYZ MY debit card is in Northbridge I do not have credit card in XYZ of Northbridge --------------------- My debit card is in Northbridge, XYZ. ----------------------- I do my banking at XYZ. My bank is in Northbridge. My account is a debit card. My money is in/'at' XYZ, because it is safe. at - a bank/place specific in - a city in a bank - an investment better to say 'at' Be verb is, is ----------------------------- Diturie both 1. Today's Wednesday, January 17, 2024 2024. I do my banking at XYZ Bank in Worcester. banking - noun at - specific place in - a city and I use a credit card for shopping and... Good. ============================ Many students were not in class last Thursday, when we showed the video: "What is a Bank?". I want to show the video again today. ============================ What is a Bank? 2x Source: MyFloridaCFO, video, 6:00 min, https://www.myfloridacfo.com/mymoney/me/whatisabank Banks can help you with your money. In this lesson, you will learn the different options for putting your money into a bank or credit union. You will also learn how to open an account and what kinds of questions to ask before you do. ------------------------- Notes: bank credit union banks and credit unions are places that can help you with your money loan = borrowing money different accounts check-cashing stores not the same service as a bank or credit union put your money onto a pre-paid card charge you money to use them = fees higher fees at check-casing stores know about the fees at banks, credit union, banks and credit unions have to follow rule to keep your money safe. must sign up for an account Choose a place close to you people are nice days/hours open make me pay fees? why? comfortable? safe? "shopping around" ask questions to help choose a place teller teller - personal banker helps everyone who comes into a bank "waits in line" to see the teller an account has all your money in it get a receipt of the transaction your money is put in a safe for protection Video? again? yes --------------------------- "What is a Bank?" video posted to all students in Remind. ============================ FDIC - for Banks You want your money to be safe. You want to see that the bank or credit union has FDIC insurance. Federal Deposit Insurance Corporation (FDIC) the insurance guarantees your money will be safe - up to a certain amount US Government agency --------- National Credit Union Administration - for credit Unions insurance guarantees your money will be safe US Government agency =========================== Banking - Listening in English (continued) Exercise 3 - Write the Questions Listen to the audio. Fill in the Blank. (Individual responses) All the questions 1. Do you want to open an account? 2. How can I change my PIN? 3. How can I use online banking? 4. Do you need any cash today? 5. Do you want to withdraw money from your checking or savings account? 6. Is there an ATM nearby? 7. What is the exchange rate? 8. Can I pay a bill here? 9. Can I deposit a check? 10. What was your last credit card purchase? -------------- Vocabulary exchange (money) pesos to dollars how many dollars will I get for some many pesos ex change ehx chaynje rate raaaaayt rate - percentage how much money how many dollars you will receive for foreign currency End Class ===========================