PM ESOL Online 3-19-24

Agenda
Unit: Money - Household Bills
-News
-Free Tax Preparation

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News
Calendar
Welcome new student: Fanny

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Free Tax Preparation Assistance

Volunteer Income Tax Assistance

volunteer
work or do something for free/no pay

income
money earned from work
child support

WCAC

508-754-1176 ext. 171
main number  someone's office

email: vita@wcac.net
website: https://wcac.net/vita/

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ext. abbreviation
extension (someone's office phone)

etc. abbreviation 
etcetera
blah blah 
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to prepare (verb)
to make ready 
to get ready

I prepare the food for dinner. 

prepare/s /-ed /-ing

preparation (noun) 

tax preparation
it the preparing / getting ready your taxes 

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IRS abbreviation 
say each letter

I Internal dept in gov.
R Revenue  $$
S Service 

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certify 

to certify (verb) 
recommendation, make it official

certify /ies /-ed /-ing

certification (noun) 
you have accomplish some special task or training 

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volunteer 
someone who does some task or work for free/ no pay 

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prefer
to like something better than another one 

when you a choice 

I would prefer to have my appointment in the afternoon after 3:00. 

prefer/s /-ed /-ing

preference (noun) 

I have a preference to coffee vs. tea. 

I prefer coffee vs. tea.

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to book (verb)
schedule and write the appoitment 
write in a book 
put it in the computer  

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time slot
slot = a space 

space of time 
for the appointment

slot = 1 hour
slot = 2 hours
slot = 30 minutes 

1:00 - 1:30 
= a 30 minute time slot

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wage /s 
the money you receive for work 

wage = your paycheck / payroll 
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Savings interest

interest
% of the money you earn in a savings account

every month your $1.00 earns interest at a rate of .05% / 5 percent

< less than $100 don't worry
> $100 tell the tax preparation

money in your savings earns interest

everyone puts money in their savings so the bank holds onto the money and gives you credit/interest 
for savings

this is money you earn/plus
the bank owes you this money 

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Loan interest 

interest
% of money a bank wants to charge for a loan

fee = one time/ monthly/ annually = yearly 

I buy a car and take out a loan. The bank or the car company gives me the loan but charges me a percentage that I will owe them. 

5,000 plus 5% interest

5,000
  250 interest you owe
=====
7,500 what I really owe


   25 twenty-five
  250 two hundred fifty
2,500 two thousand five-hundred        

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Refund 
give back any over payment of taxes

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Break 
6:30 - 6:45
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to file (verb) 
to file taxes 
to submit/to give 

file /s /-ed /-ing 

filer (noun) 

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electronic - computer /internet 

e-file /s /-ed /-ing

e-filer (noun) 

e-mail electronic mail 
e-file electronic tax submission 

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joint = together 
joint

married people can choose to file 
separately (2 separate tax returns) 
or
can choose to file jointly - together (1 tax return) 

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deductions (reduce your total tax owed) 

deduct - subtract

Examples:
mortgage loan interest
childcare/daycare
student 
money to to church / religious organizaton 

disability
social security for disability
= income 

transcript 
= report about the income/money you received from the government

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Page 2 
Reading

Wanda
Vera
Fabiola
Ana Maria
Diana

coalition
co ah lih tshun 

group of people that volunteer together/work together for a common goal or purpose 

let's clean up Elm Park


co- worker ( people you work with)

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deserve

example: if you do good things you deserve good things

you have the right to something

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full tax refund
all the money you 'should' 

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no fees
you do not have to pay / pay more

totally free 

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refund - get you money back if you paid too much 

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direct deposit - bank account
the refund deposit into you bank 
*****electronically******

paycheck can be direct (straight to ) your bank account ...electronically 

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tax credit (more money)
credit = + /addition

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eligible

eh lih jih buhle 

you meet the criteria
you meet the specification
you are okay to do this thing 
you qualify to do this things

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maximize 

receive the top refund

maximum = the most 
maximum (noun) 

to maximize 
to make the most of 
get the best of
reach to off
100% 

get the max

End Class 
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